The Leading Islamic Lending Financial Institution in Afghanistan

Our Financial Products 

Islamic Murabaha Products

Terms and Conditions

 

  • For Trading Companies from 6 up to 24 months with monthly repayment
  • For Production Companies for purchase of Raw material from 6 up to 36 months with monthly repayment
  • For Production Companies for purchase of Machineries from 6 up to 36 months with 3 months possible grace period
  • For Service Companies from 6 up to 36 months with monthly repayment
  • For Construction Companies from 6 up to 12 months with monthly repayment
  • For Agriculture Value chain/Dry fruit Processing from 6 up to 36 months with monthly repayment
  • Provision of special Murabaha  Loans for women businesses from $5,000-$100,000 and for other Murabaha and Musharakah Mutanaqisah loans from $20,000-$500,000

 

Documentation Required 

  • Afghan Citizenship (Tazkira)
  • Activities inside Afghanistan
  • Official Loan Application for Islamic Murabaha and Musharakah Mutanaqisah
  • License and Article of Association from AISA, Ministry of Commerce or related or Organizations
  • Audited Financial Reports for Islamic Murabaha and Musharakah Mutanaqisah Loan exceeding than 200,000 USD
  • Financial information of applicant company
  • Bank Statement, Purchase receipt and Financial records

 

Guarantees

  • Registered/Equipment mortgage of residential and commercial or equipment property
  • Pledge of movable and immovable property 
  • Pledge of fixed and current assets
  • Corporate Guarantees from a registered Active Company

Core Values

Principles

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